Spend Feature: Empowering Financial Confidence
Our primary objective with the Spend feature was to instill financial confidence in our users by providing them with clear, actionable insights into their spending capacity. We developed an innovative algorithm that calculated safe spending amounts based on the user’s deposit patterns and overall financial health.
Key Aspects of the Spend Feature:
The feature included real-time analysis of user’s financial data post-deposit, dynamic calculation of available spending balance, intuitive visual representation of spending limits, and micro-interactions to enhance user engagement with their financial data.
The feature included real-time analysis of user’s financial data post-deposit, dynamic calculation of available spending balance, intuitive visual representation of spending limits, and micro-interactions to enhance user engagement with their financial data.
Through iterative design and user testing, we created an interface that clearly communicated the user’s available spending balance immediately after a deposit was made. This feature provided users with peace of mind for everyday purchases, reducing anxiety around overspending and promoting healthier financial habits.
The comprehensive Spending overview showed what was safe to spend and all recent activity.
Bills: Automating Financial Preparedness
The Bills feature was designed to alleviate the stress associated with managing recurring expenses. Our goal was to ensure users were always prepared for upcoming bills by implementing an automatic budgeting system that worked in tandem with each deposit.
Core Components of the Bills Feature:
The feature included seamless integration with users’ existing bills and credit cards, a smart allocation algorithm for future payments, a visual timeline of upcoming bills and their status, and automated fund distribution to cover future expenses.
The feature included seamless integration with users’ existing bills and credit cards, a smart allocation algorithm for future payments, a visual timeline of upcoming bills and their status, and automated fund distribution to cover future expenses.
By enabling users to link their bills and credit cards, Digit’s intelligent system calculated optimal allocations for future payments. This proactive approach allowed users to utilize their Bills account worry-free, effectively keeping bills out of sight and out of mind while ensuring they were always covered.
The Bills dashboard card displayed varying states, offering a quick visual summary of covered and in-progress bills.
Conclusion
My tenure as a Senior Designer at Digit was marked by a commitment to creating user-centric financial management tools. By leveraging data-driven insights and innovative design solutions, we were able to transform complex financial concepts into intuitive, empowering features. The successful implementation of the Spend and Bills features, coupled with the establishment of a robust design system, contributed significantly to Digit’s mission of helping users achieve financial wellness and peace of mind.